Second Mortgage A second mortgage is a loan that is secured on your property. However in the case of a sale it is repayable second to your actual mortgage. It is different to remortgaging because it creates an additional charge on your property. Many people use a second mortgage as […]
Apply Personal Loan Application
Personal Loan Application Although the personal loan application process is different for each type of loan that you will apply for. There are certain things that each application will have in common. Nearly all loan applications will involve carrying out a credit check. The lender will also need you to […]
Remortgage
Remortgage There are a number of reasons why you may choose to remortgage. The main reason for most people is that they can save a lot of money on their mortgage payments each month. This reduction comes about when you remortgage with a lower rate as you will be paying […]
Guarantor Loans Personal
Guarantor Loans Personal What Are Guarantor Loans? Guarantor loans are a personal loan that has the payments guaranteed by someone else. This means that if the person borrowing the money was unable to make repayments. The lender is legally able to ask the guarantor to pay instead. Both you and […]
Secured Personal Loans
Secured Personal Loans What Are Secured Personal Loans? Secured personal loans are loans that are secured against an asset, which is usually your home. If you were unable to pay the loan back, the lender could force you to sell your home in order to recoup some of the money. […]